Detailed review of ICICI Bank loans with their Criteria

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ICICI Bank Home Loan Apply Online

ICICI Bank Home Loan is the one-stop solution to buying your dream home. Whether you want to buy a house or want to build a new house So you can take ICICI Bank Home Loan, From here you get affordable home loans at attractive interest rates for tenures up to 30 years. Loan your home in 5 simple steps through ICICI Bank Express Home Loan, which is a self-service digital platform for our existing and non – ICICI Bank customers. Non- Resident Indians (NRIs) can also g002et their home loan approved digitally through this bank to make your home loan journey hassle-free very few documents are required for availing of a home loan.

Loan Amount 5 L – 3 Cr
Interest Rate 6-15%
Tenure Rate 1-30 Years

ICICI Bank Home Loan Amount

You can take a home loan from 5 lakh to 3 crores,

ICICI Bank Home Loan Interest Rate

From here, interest is charged to you according to different salaries. Whose information we will show you below.

For Salaried

Income Interest Rate
35 lakhs RR + 2.70% (6.70%) – RR + 3.15% (7.15%)
35 to 75 lakhs RR + 2.70% (6.70%) – RR + 3.30% (7.30%)
more than 75 lakhs RR + 2.70% (6.70%) – RR + 3.40% (7.40%)

For Self Employed

Income Interest Rate
35 lakhs RR + 2.80% (6.80%) – RR + 3.30% (7.30%)
35 to 75 lakhs RR + 2.80% (6.80%) – RR + 3.45% (7.45%)
more than 75 lakhs RR + 2.80% (6.80%) – RR + 3.55% (7.55%)

ICICI Bank Home Loan Processing Fees

ICICI Bank Home Loan The interest rate processing fees will be charged to you on taking, the processing fees will be charged to you from 0% to 0.50%.

So friends, let’s talk about if you want to take ICICI Bank Home Loanthen you have to get an ICICI Bank Home Loan How much time will be available to take, then for how much time that ICICI Bank gets you a home loan from here to return their dues.

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Tenure Rate of ICICI Bank Home Loan

ICICI Bank Home Loan The time that you will be given to repay the loan on taking it is not fixed at least, but if you talk about maximum time then you will get maximum time up to 30 years from here.

So now let us talk about if you take an ICICI Bank Home Loan, then what are the main features you will get to see.

ICICI Bank Home Loan Features

Most friends, let me tell you that if you apply for a loan from here, you can get a loan from here without any lateral. You will not need any kind of security, now get a loan from here without any security. can do.

Whatever people you get from here, you will get that loan immediately within 1 day, either by putting it in your bank account or how it will be given to you.

We are going to tell you about some benefits that you will get if you take a ICICI Bank Home Loan

First of all, friends, the approval for the loan you will get from here will be given to you within 10 seconds, that is, you will know within 10 seconds whether you are eligible to take a loan from here or not.

Second, you will need very few documents to take a loan from here, you can get a loan with the help of very few documents.

What are the eligibility criteria you have to fulfill to take ICICI Bank Home Loan

  • First of all, friends, you work somewhere or the other, you work here in many private companies or you have been selected for a government job, you work somewhere or the other.
  • Second, your age should be at least 21 years and a maximum of 60 years if you want to take ICICI Bank Home Loan,
  • Thirdly to take an ICICI Bank Home Loan, if your bank account is in ICICI Bank itself, then you should have a salary of 25000 months and if you have an account in any other bank, then you have two months, it should be around ₹ 50000.
  • Now wherever you are working, you will have to invest it for 1 year, that is, if you have started any new work that is 6 months old, then you will not be given a loan, any of your work must be 1 year old somewhere now. Should not have worked anywhere continuously for 1 year.
  • The last eligibility criterion would be that you should have at least 2 years of work experience.
  • Now let’s talk about which documents you need.
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Documents for taking ICICI Bank Home Loan

Friends, here you have to show proof of your identity in which you can use your Aadhar Card, you can use your driving license.

Then you have to give proof of your card in which you can use your Aadhar Card and you can use your Voter ID card here.

Some you will need other documents which will contain bank statement of 3 months if you do not have bank in the stomach then you can show your passbook to ICICI Bank then you have to show your salary slip in it and you need your passport size photograph.

ICICI Bank Home Loan Apply Online

  • To apply for this, you have to write on Google “ICICI Bank Home Loan
  • After that the website which will come on the top, that website will take you directly to take an ICICI Bank loan.
  • Then on that, you will see an APPLY NOW button, which you have to click.
  • Then you have to fill in the given information.
  • After this you will get to know about your eligibility.
  • And if you are eligible then you have to upload your documents accordingly.
  • And after all this, you will be given this loan after a little investigation.

So much so that today we have learned how by taking aan anICICI Bank Home Loan, you can fulfill your dreams, how much further loan can you get, how much interest rate will you get, if you do not give any information to this post today, friends will ask you. There is a request that you must share this post of mine with your friends, if you have any qquestions then definitely write us in the comment and whatever topic you go to the article, if you try in the bank, then friends get this much for today.

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