What is HDFC Bank Home Loan
If you want to buy someone your house then you must have a lot of money. But in today’s time, who has so much money in such an inflation that it is very difficult to build his own house. In such a situation, from which bank or any NBFC company can that person apply for Home Loan. So today we are going to tell you about one such bank, its name is HDFC Bank. Gives you providing Home Loan. With its help, you get to see the right interest rate and you also get to see different benefits and different types of features here, we will talk about them in today’s post. In today’s post, we will give you information about any bank, then first of all see that in today’s post we will tell you what information about the home loan you get from HDFC Bank.
Some Important Highlights Of HDFC Bank Home Loan
- First of all, the interest rate you get to see here is around 6.75%.
- On the second number, the amount you will be given for the home loan here will be around 10 crores.
- Thirdly, you will get a maximum time of 30 years to return the HDFC Bank Se Home Loan which will be given here.
So friends, on taking HDFC Bank Se Home Loan, we have told about the highlights of them. Now let’s talk about what are the main features you will get to see on HDFC Bank Se Home Loan.
Features And Benefits Of HDFC Bank Home Loan
First of all, the home loan that you will get from HDFC Bank, you will get to see that home loan under different schemes. Schemes are mainly decided according to the customer.
On the second number, you are given a separate free accident insurance facility on every home loan here. If you have an accident then HDFC Bank will provide you the facility of insurance.
Here you get to see many different types of methods to return the loan amount.
Interest Rate Of HDFC Bank Home Loan
If you tell different schemes on the home loan that will be given to you here, then you will get to see different interest rates.
First of all, if you take a home loan from HDFC Bank Se from here, then you will get to see an interest rate ranging from 6.75% to 8.10%.
Second, if you take a loan to improve the house from here, then you will be given a loan here at the same interest rate.
Now you have come to know about the home loan given by HDFC Bank Se, now let’s talk about how much processing fee and charge you will get on that home loan given by HDFC Bank Se.
Processing Fee & Charges
If you take a home loan of up to 50 lakhs from here, then the administrator Vijay’s processing fee will be charged up to 0.5%, which will be deducted in the same way as your loan amount. By the way, you will also get to see administration up to a maximum of ₹ 15000 here if you get a home loan of up to 50 lakhs from here.
Second, if you want to get a home loan above 50 lakhs from here, then you will get to see the processing fee at the rate of 0.25% here. You will get to see the processing fee of a maximum of ₹ 25000 here if you get a home loan above 50 lakhs from here.
Second, you also get to see modification four here, under which if you get a loan of Rs 10000000 from here, then that charge will be charged to you of ₹ 5000.
Second, if you take a loan of up to ₹ 1000000 by taking one crore paise from here, then you will be charged ₹ 15000 by Bank Baroda.
Third, if you take a home loan of more than ₹ 1000000 from here, then you will be charged ₹ 25000 from HDFC Bank.
Now you have come to know about the different types of charges to be levied on the home loan given by HDFC Bank Se Must be completed if you want to get Se Home Loan here.
Eligibility Criteria For HDFC Bank Home Loan
If you want to get Se Home Loan here, then this bank doesn’t need to roam the street that you should be a citizen of India, even if you are a citizen of any other country, you can still get Se Home Loan here. can.
Second, your age should be between 21 years to 70 years.
If you want to take a Se Home Loan here, then your entire year’s earnings should be around ₹ 500000.
You have to fulfill some of these eligibility criteria for the home loan offered by HDFC Bank Se. Let us talk which are the main documents you will need if you want to get Se Home Loan here.
Documents Required For HDFC Bank Home Loan
- First of all, you have to show the proof, of your home address here, for which you can use your voter ID card, passport, and ration card.
- Second, you have to show proof of your age, for which you can show your birth certificate or photocopy of your password.
- Third, you have to show your salary sleep here.
- You will have to show your 2-year-old statement at your sitting.
- If you are self-employed then you have to tell how much profit you have made in your business.
- For this, you will have to show the income tax paid by you.
How to Apply For HDFC Bank Home Loan
Friends can apply for Home Loan in 2 ways here. First of all, you can apply for this loan by visiting the nearest bank branch of HDFC Bank. Second, you can also apply for this loan with the help of your mobile phone. For this, you have to apply for it by visiting the official website of HDFC Bank.
So friends, after today this post is just that, today we have more about how you can get HDFC Bank Se Home Loan, so in today’s rain force, that’s all we meet you in the coming post with similar information. Till then stay at home and stay safe.