Pradhan Mantri Jeevan Jyoti Bima Yojana 2022-Online Form-Registration

0
(0)

 

Pradhan Mantri Jeevan Jyoti Bima Yojana is a far-reaching scheme brought by the Central Government. It was launched on May 9, 2015. The goal of this scheme, which has been running for almost seven years, is to provide the benefits of insurance policy to the Indian citizens. To take advantage of the policy plan under Pradhan Mantri Jeevan Jyoti Bima Yojana, the minimum age of an Indian citizen should be eighteen years while the maximum age is fifty years. Interested citizens can benefit from this scheme after applying. Let us tell you that between the year 2020-21, the central government has accepted more than two lakh deaths related claims. It can be seen that in the present situation this scheme is effective in helping the citizens. So let’s read this article completely and know the important aspects related to Pradhan Mantri Jeevan Jyoti Bima Yojana.

Pradhan Mantri Jeevan Jyoti Bima Yojana 2022

scheme name Pradhan Mantri Jeevan Jyoti Bima Yojana
when did it start 2015
who started the central government
Objective To provide benefits of insurance policy to Indian citizens.
beneficiary Indian citizens
toll free number 18000801111 or 1800110001

What is PM Jeevan Jyoti Bima Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana is a scheme brought by the Central Government, under which an amount of two lakh rupees will be given to the family of the policy holder in case of death between the age of eighteen to fifty years. This scheme has been made in such a way that even the poorest of the poor can get the benefit of insurance easily.

Features of Pradhan Mantri Jeevan Jyoti Bima Yojana

  • Pradhan Mantri Jeevan Jyoti Bima Yojana was introduced by the Central Government in the year 2015.
  • To take the policy plan covered under this scheme, the minimum age of an Indian citizen should be eighteen years while the maximum age is fifty years.
  • Under this scheme, every year in the month of May, a debit of Rs 330 is done from the account of the registered citizens. This is the annual premium that needs to be paid.
  • Prime Minister Jeevan Jyoti Bima Yojana is renewed every year on the first of June.
  • To avail the benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana, it is necessary to implement the auto debit feature.
  • Beneficiaries are required to ensure that three hundred and thirty rupees are present in their account.
  • Under this insurance scheme, an amount of two lakh rupees is given to the nominee.
  • This scheme has helped a lot during the Corona period.
  • To take advantage of Pradhan Mantri Jeevan Jyoti Bima Yojana, it is necessary to have a savings bank account.

Pradhan Mantri Jeevan Jyoti Bima Yojana Premium Amount

Three hundred and thirty rupees have to be paid annually as the premium amount related to Pradhan Mantri Jeevan Jyoti Bima Yojana. It is auto debited from the customer’s account every year. The benefit of this affordable rate will be at ease for the people involved in EWS and BPL rates.

Why Rs. 330 is deducted from the account?

Pradhan Mantri Jeevan Jyoti Bima Yojana was introduced by the Central Government in the year 2015. To take the policy plan covered under this scheme, the minimum age of an Indian citizen should be eighteen years while the maximum age is fifty years. Under this, every year in the month of May, a debit of Rs 330 is done from the account of the registered citizens. This is the annual premium that needs to be paid. Every year on the 1st of June, the Pradhan Mantri Jeevan Jyoti Bima Yojana is renewed. To avail the benefits of the Pradhan Mantri Jeevan Jyoti Bima Yojana, it is necessary to implement the auto debit feature. Beneficiaries are required to ensure that That there should be three hundred and thirty rupees in his account.

Pradhan Mantri Jeevan Jyoti Bima Yojana Benefits

  • The benefit of Pradhan Mantri Jeevan Jyoti Bima Yojana is for Indian citizens in the age group of eighteen to fifty years.
  • This scheme can be renewed every year.
  • Two lakh rupees will be given as life insurance to the nominee on the payment of an annual premium of only three hundred and thirty rupees of the registered citizen.

Benefits of PM Jeevan Jyoti Bima Yojana Under what conditions will not get

  • Once the beneficiary’s bank account is closed, the benefits related to the Pradhan Mantri Jeevan Jyoti Bima Yojana will stop.
  • Citizen will not get the benefit even if there is not enough premium amount in the bank account.
  • At the end of the age of fifty-five years, the benefit of this scheme stops.

In case of death due to Kovid infection, take advantage of the scheme on these conditions

This scheme has helped a lot in the Corona period. Such citizens who have lost a family member to Corona and if that member was registered in this scheme, then the family will get two lakh rupees. Indian citizens between the age of 18 to 50 years will be able to take advantage of this scheme. Citizens will need to have a bank account for eligibility.

Pradhan Mantri Jeevan Jyoti Bima Yojana Eligibility

  • Indian citizens between the age of eighteen to fifty years will be able to take advantage of this scheme.
  • Citizens will need to have a bank account for eligibility.
  • Only those who will keep the required balance in their account will be able to take advantage of the Pradhan Mantri Jeevan Jyoti Bima Yojana.

Pradhan Mantri Jeevan Jyoti Bima Yojana Documents

  • Aadhar Card
  • identity card
  • mobile number
  • passport size photo
  • bank account passbook

Prime minister Jeevan Jyoti Bima Yojana Official Website

An official website has been made for the convenience of the citizens. Every important point related to Pradhan Mantri Jeevan Jyoti Bima Yojana has been given on this website. Here Click By doing this you can go to the website.

Pradhan Mantri Jeevan Jyoti Bima Yojana Online Application

  • First of all, the applicant should be given public safety. official website will go on.
  • Applicants have to download the PDF of Pradhan Mantri Jeevan Jyoti Bima Yojana Application Form on this website.
  • After filling the information, it will have to be deposited in the bank (in that bank where there is an active bank account).
  • There should be sufficient amount in the account for payment
  • To avail the benefit of the scheme, the consent letter and auto debit of the premium amount has to be submitted. The application form must also be attached with them.

Pradhan Mantri Jeevan Jyoti Bima Yojana Toll Free Number

Citizens of India Go to the home page of the official website and click on the contact link. Here you will get the PDF of the state wise toll free number. Apart from this, you can also contact on 18000801111/1800110001.

How to Claim Under PMJJB Yojana

How to Claim Under PMJJB Yojana

  • After the death of the person who has insured, his nominee can make the claim.
  • For this, the nominee will contact the bank.
  • The nominee will then get the Pradhan Mantri Jeevan Jyoti Insurance Claim Form from the bank. Along with this, the bank will also give them a discharge receipt.
  • Then the nominee will deposit the death certificate, photo and canceled check with both of them in the bank.

When can you claim under Pradhan Mantri Jeevan Jyoti Bima Yojana?

Under this scheme, claims cannot be made for 45 days if registered in the initial phase. Claims can be made only after the completion of the time limit of 45 days. However, if the applicant dies in an accident, the payment is made.

End of PM Jeevan Jyoti Bima Yojana

Citizen will not get the benefit even if there is not enough premium amount in the bank account. On attaining the age of 55 years, the benefit of this scheme stops. Or else the scheme is terminated in case a person wants to avail benefits from more than one insurance company or bank. Under this scheme, a person can take benefit from only one bank or insurance company.

Pradhan Mantri Jeevan Jyoti Bima Yojana Exit

If a citizen has exited from Pradhan Mantri Jeevan Jyoti Bima Yojana, then he can join it back. For this, along with the premium amount, a declaration related to health will also have to be submitted.

Death Claim Received in Last 5 Years

Sun received death claims distributed amount
2016-17 59,118 Rs 1,182.36 crore
2017-18 89,708 Rs 1,794.16 crore
2018-19 1,35,212 Rs 2,704.24 crore
2019-20 1,78,189 Rs 3563,78 crore
2020-21 2,34,905 Rs 4698.10 crore

FAQ

Q: How much premium has to be paid in Pradhan Mantri Jeevan Jyoti Bima Yojana?

Ans: 330 Rs. per annum

Q: How much money will the nominee get in the Pradhan Mantri Jeevan Jyoti Bima Yojana?

Ans: 2 lakh rupees.

Home Page

Click on a star to rate it

Average rating 0 / 5. Vote count: 0

No votes so far! Be the first to rate this post.